/* Reliance Factoring — static rebuild (Hostinger palette + Lato) */
:root {
  --color-dark: #1d1e20;
  --color-gray-dark: #36344d;
  --color-gray: #727586;
  --color-gray-border: #dadce0;
  --color-gray-light: #f2f3f6;
  --color-primary: #673de6;
  --color-primary-dark: #5025d1;
  --color-primary-light: #ebe4ff;
  --color-success: #00b090;
  --color-light: #fff;
  --color-ink: #0d141a;
  --color-body: #56585e;
  --color-peach: #ffe5d9;
  --color-peach-light: #fdf2e9;
  --footer-bg: #242666;
  --footer-accent: #686df3;
  --color-brand-blue: #4a72d4;
  --font: "Lato", system-ui, -apple-system, sans-serif;
  --radius: 6px;
  --radius-lg: 28px;
  --shadow: 0 12px 40px rgba(29, 30, 32, 0.12);
  --header-h: 168px;
  --logo-height: 143px;
  --content-max: 1240px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.55;
  color: var(--color-dark);
  background: var(--color-light);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-primary);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--color-primary-dark);
}

.container {
  width: min(var(--content-max), calc(100% - 48px));
  margin-inline: auto;
}

/* —— Header —— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--color-light);
  border-bottom: none;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-h);
  padding: 12px 0;
  gap: 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--color-dark);
}

.logo img {
  display: block;
  height: var(--logo-height);
  width: auto;
  max-width: min(220px, 42vw);
  object-fit: contain;
}

.nav-toggle {
  display: none;
  border: none;
  background: transparent;
  cursor: pointer;
  padding: 8px;
  color: var(--color-dark);
}

.nav-toggle svg {
  width: 28px;
  height: 28px;
}

.primary-nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 4px;
  align-items: center;
}

.primary-nav a {
  display: block;
  padding: 8px 16px;
  color: var(--color-ink);
  text-decoration: none;
  font-weight: 500;
  font-size: 16px;
  border-radius: 0;
  border-bottom: 2px solid transparent;
}

.primary-nav a:hover {
  color: var(--color-ink);
  opacity: 0.75;
}

.primary-nav a.is-active {
  color: var(--color-ink);
  border-bottom-color: var(--color-ink);
  font-weight: 600;
}

.nav-cta {
  margin-left: 8px;
}

@media (max-width: 920px) {
  :root {
    --header-h: 152px;
    --logo-height: 120px;
  }

  .nav-toggle {
    display: flex;
    align-items: center;
  }

  .primary-nav {
    position: fixed;
    inset: var(--header-h) 0 0 0;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(8px);
    padding: 24px;
    translate: 100% 0;
    transition: translate 0.25s ease;
    overflow-y: auto;
  }

  .primary-nav[data-open="true"] {
    translate: 0 0;
  }

  .primary-nav ul {
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
  }

  .primary-nav a {
    padding: 14px 16px;
  }

  .nav-cta {
    margin-left: 0;
    margin-top: 12px;
  }
}

/* —— Buttons —— */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  font-family: inherit;
  font-weight: 600;
  font-size: 15px;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s, color 0.2s, border-color 0.2s, opacity 0.2s;
  white-space: nowrap;
}

.btn--primary {
  background: var(--color-primary);
  color: var(--color-light);
  border-color: var(--color-primary);
}

.btn--primary:hover {
  background: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  color: var(--color-light);
}

.btn--outline {
  background: transparent;
  border-color: var(--color-dark);
  color: var(--color-dark);
}

.btn--outline:hover {
  background: var(--color-dark);
  color: var(--color-light);
}

.btn--light {
  background: var(--color-light);
  color: var(--color-primary-dark);
  border-color: var(--color-light);
}

.btn--light:hover {
  opacity: 0.92;
  color: var(--color-primary-dark);
}

.btn--apply {
  width: 100%;
  max-width: 100%;
  padding: 14px 32px;
  margin-top: 8px;
  font-size: 16px;
  font-weight: 600;
  color: var(--color-ink);
  background: var(--color-light);
  border: 1px solid var(--color-ink);
  border-radius: 999px;
}

.btn--apply:hover {
  background: var(--color-ink);
  color: var(--color-light);
  border-color: var(--color-ink);
}

/* —— Home hero (matches reliancefactoring.com) —— */
.home-hero {
  padding: 32px 0 64px;
  background: var(--color-light);
}

.home-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(32px, 5vw, 64px);
  align-items: start;
}

.home-hero h1 {
  margin: 0 0 20px;
  font-size: clamp(2rem, 4.2vw, 3rem);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--color-ink);
}

.home-hero__lead {
  margin: 0 0 28px;
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--color-body);
  max-width: 52ch;
}

.home-hero__benefits-title {
  margin: 0 0 14px;
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-ink);
}

.benefits--hero {
  margin: 0 0 28px;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.benefits--hero li {
  padding-left: 18px;
  position: relative;
  font-size: 1rem;
  line-height: 1.45;
  color: var(--color-body);
}

.benefits--hero li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-body);
}

.home-hero__visual {
  position: relative;
}

.home-hero__image {
  width: 100%;
  border-radius: var(--radius-lg);
  aspect-ratio: 4 / 3.2;
  object-fit: cover;
  box-shadow: none;
}

.home-hero-quote {
  position: absolute;
  right: 24px;
  bottom: 24px;
  left: 24px;
  max-width: 320px;
  margin-left: auto;
  padding: 20px 22px;
  background: var(--color-peach);
  border-radius: 12px;
}

.home-hero-quote__mark {
  display: block;
  margin-bottom: 8px;
  font-size: 1.75rem;
  font-weight: 700;
  line-height: 1;
  color: var(--color-ink);
  letter-spacing: -0.08em;
}

.home-hero-quote p {
  margin: 0 0 6px;
  font-size: 1.05rem;
  font-weight: 700;
  line-height: 1.35;
  color: var(--color-ink);
}

.home-hero-quote cite {
  display: block;
  font-size: 0.95rem;
  font-style: normal;
  font-weight: 400;
  color: var(--color-body);
}

@media (max-width: 920px) {
  .home-hero {
    padding: 24px 0 48px;
  }

  .home-hero__grid {
    grid-template-columns: 1fr;
  }

  .home-hero-quote {
    right: 16px;
    bottom: 16px;
    left: 16px;
    max-width: none;
  }
}

/* —— Hero (legacy full-bleed — other pages) —— */
.hero {
  position: relative;
  min-height: min(88vh, 820px);
  display: grid;
  align-items: center;
  color: var(--color-light);
  overflow: hidden;
}

.hero__media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero__media video,
.hero__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    105deg,
    rgba(29, 30, 32, 0.88) 0%,
    rgba(29, 30, 32, 0.45) 55%,
    rgba(80, 37, 209, 0.35) 100%
  );
}

.hero__content {
  position: relative;
  z-index: 2;
  padding: 48px 0 80px;
}

.hero h1 {
  margin: 0 0 16px;
  font-size: clamp(2rem, 4.5vw, 3.1rem);
  font-weight: 700;
  line-height: 1.15;
  max-width: 18ch;
}

.hero p.lead {
  margin: 0 0 28px;
  font-size: 1.15rem;
  max-width: 42ch;
  opacity: 0.95;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* —— Sections —— */
.section {
  padding: 72px 0;
}

.section--alt {
  background: var(--color-gray-light);
}

.section__title {
  margin: 0 0 12px;
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  color: var(--color-ink);
}

.section__intro {
  margin: 0 0 40px;
  max-width: 58ch;
  color: var(--color-gray);
  font-size: 1.05rem;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

@media (max-width: 920px) {
  .grid-2,
  .grid-3 {
    grid-template-columns: 1fr;
  }
}

.card-quote {
  background: var(--color-light);
  padding: 28px 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border-left: 4px solid var(--color-primary);
}

.card-quote cite {
  display: block;
  margin-top: 12px;
  font-style: normal;
  font-weight: 700;
  color: var(--color-gray-dark);
}

.benefits {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.benefits li {
  padding-left: 28px;
  position: relative;
}

.benefits li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--color-success);
}

.benefits--two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px 40px;
}

@media (max-width: 920px) {
  .benefits--two-col {
    grid-template-columns: 1fr;
  }
}

.hero-btn-outline {
  background: transparent;
  color: var(--color-light);
  border: 2px solid rgba(255, 255, 255, 0.85);
}

.hero-btn-outline:hover {
  background: var(--color-light);
  color: var(--color-primary-dark);
  border-color: var(--color-light);
}

.feature-card h3 {
  margin: 0 0 10px;
  font-size: 1.15rem;
  font-weight: 700;
}

.feature-card p {
  margin: 0;
  color: var(--color-gray);
  font-size: 0.98rem;
}

.feature-card p + p {
  margin-top: 0.75rem;
}

.feature-card img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: var(--radius-lg);
  margin-bottom: 16px;
}

.page-home .section {
  background: var(--color-light);
}

.page-home .section--alt {
  background: var(--color-light);
}

.page-home .feature-card h3 {
  color: var(--color-ink);
  font-size: 1.1rem;
}

.page-home .testimonial {
  border-radius: var(--radius-lg);
}

.split-media img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  aspect-ratio: 5 / 4;
  object-fit: cover;
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-grid--two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

@media (max-width: 920px) {
  .testimonial-grid {
    grid-template-columns: 1fr;
  }

  .testimonial-grid--two {
    grid-template-columns: 1fr;
  }
}

.testimonial {
  background: var(--color-light);
  padding: 28px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.testimonial p {
  margin: 0 0 14px;
  color: var(--color-gray-dark);
  font-style: italic;
}

.testimonial .name {
  font-weight: 700;
  font-style: normal;
  color: var(--color-dark);
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.stars {
  color: #ffcd35;
  letter-spacing: 2px;
  font-size: 1rem;
  margin-bottom: 8px;
}

/* —— Inner pages (services, rates, contact, privacy) —— */
.page-inner main {
  background: var(--color-light);
}

.page-intro {
  padding: 40px 0 20px;
}

.page-intro h1 {
  margin: 0 0 14px;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--color-ink);
}

.page-intro__lead {
  margin: 0;
  max-width: 56ch;
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--color-body);
}

.page-section {
  padding: 24px 0 40px;
}

.page-media {
  width: 100%;
  border-radius: var(--radius-lg);
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
}

.page-media--tall {
  aspect-ratio: 4 / 3;
}

.pillars {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(24px, 4vw, 48px);
}

@media (max-width: 920px) {
  .pillars {
    grid-template-columns: 1fr;
  }
}

.pillar h3 {
  margin: 0 0 10px;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-ink);
}

.pillar p {
  margin: 0;
  font-size: 0.98rem;
  line-height: 1.5;
  color: var(--color-body);
}

.page-heading {
  margin: 0 0 20px;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--color-ink);
}

.page-subheading {
  margin: 0 0 14px;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-ink);
}

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(32px, 5vw, 56px);
  align-items: center;
}

.split-section__copy p {
  margin: 0 0 14px;
  color: var(--color-body);
  line-height: 1.6;
}

.split-section__copy p:last-child {
  margin-bottom: 0;
}

@media (max-width: 920px) {
  .split-section {
    grid-template-columns: 1fr;
  }
}

.doc-list--bullets {
  margin: 16px 0 32px;
  padding-left: 1.25rem;
  color: var(--color-body);
}

.doc-list--bullets li {
  margin-bottom: 8px;
  background: none;
  padding: 0;
  text-align: left;
  font-weight: 400;
}

.steps-list {
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
  counter-reset: rf-step;
}

.steps-list li {
  position: relative;
  margin: 0 0 14px;
  padding-left: 44px;
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-ink);
  counter-increment: rf-step;
}

.steps-list li::before {
  content: counter(rf-step);
  position: absolute;
  left: 0;
  top: 0;
  width: 30px;
  height: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--color-ink);
  color: #fff;
  font-size: 0.85rem;
  font-weight: 700;
}

/* Rates page — peach band + white cards */
.rates-band {
  background: var(--color-peach-light);
  padding: 48px 0 64px;
}

.rate-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(20px, 3vw, 32px);
}

@media (max-width: 920px) {
  .rate-cards {
    grid-template-columns: 1fr;
    max-width: 420px;
    margin-inline: auto;
  }
}

.rate-card {
  display: flex;
  flex-direction: column;
  background: var(--color-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(13, 20, 26, 0.08);
}

.rate-card__img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  display: block;
}

.rate-card__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  align-items: center;
  padding: 22px 20px 26px;
  text-align: center;
}

.rate-card__body h3 {
  margin: 0 0 10px;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-ink);
}

.rate-card__desc {
  margin: 0 0 16px;
  font-size: 0.92rem;
  line-height: 1.5;
  color: var(--color-body);
  flex: 1;
}

.rate-card__rate {
  display: block;
  margin: 0 0 18px;
  font-size: clamp(1.5rem, 2.5vw, 1.85rem);
  font-weight: 700;
  color: var(--color-ink);
}

.btn--brand {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 12px 20px;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-light);
  background: var(--color-brand-blue);
  border: none;
  border-radius: 999px;
  text-decoration: none;
  cursor: pointer;
  transition: opacity 0.2s;
}

.btn--brand:hover {
  opacity: 0.9;
  color: var(--color-light);
}

.quote-card {
  max-width: 720px;
  margin-top: 48px;
  padding: 28px 32px;
  background: var(--color-peach);
  border-radius: 12px;
}

.quote-card .stars {
  margin-bottom: 10px;
}

.quote-card p {
  margin: 0 0 10px;
  font-size: 1.05rem;
  font-weight: 600;
  line-height: 1.45;
  color: var(--color-ink);
}

.quote-card .name {
  font-size: 0.95rem;
  font-weight: 400;
  color: var(--color-body);
}

/* Contact page — two-column layout */
.contact-page {
  padding: 48px 0 72px;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(40px, 6vw, 72px);
  align-items: start;
}

@media (max-width: 920px) {
  .contact-layout {
    grid-template-columns: 1fr;
  }
}

.contact-copy h1 {
  margin: 0 0 24px;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--color-ink);
}

.contact-copy p {
  margin: 0 0 18px;
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-body);
}

.contact-support {
  display: flex;
  flex-direction: column;
  gap: 24px;
  margin-top: 32px;
}

.contact-support h2 {
  margin: 0 0 8px;
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-ink);
}

.contact-support a {
  font-size: 1rem;
  font-weight: 400;
  color: var(--color-body);
  text-decoration: none;
}

.contact-support a:hover {
  text-decoration: underline;
}

.contact-support p {
  margin: 0;
}

.contact-form-panel .form {
  max-width: none;
  gap: 16px;
}

.contact-form-panel .form label {
  display: grid;
  gap: 6px;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--color-ink);
}

.contact-form-panel .form input,
.contact-form-panel .form textarea {
  padding: 12px 14px;
  border: 1px solid var(--color-gray-border);
  border-radius: 8px;
  font-size: 1rem;
  background: var(--color-light);
}

.contact-form-panel .form input::placeholder,
.contact-form-panel .form textarea::placeholder {
  color: #9ca3af;
  font-weight: 400;
}

.contact-form-panel .checkbox-field {
  font-size: 0.8rem;
  line-height: 1.45;
  color: var(--color-body);
}

.contact-form-panel .checkbox-field a {
  color: var(--color-brand-blue);
}

.contact-form__legal {
  margin: 0;
  font-size: 0.75rem;
  line-height: 1.45;
  color: var(--color-body);
}

.contact-form__legal a {
  color: var(--color-brand-blue);
}

.contact-form__consent {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-ink);
}

.contact-form-panel .btn--brand {
  margin-top: 4px;
}

/* Services page — peach hero + image / feature split */
.services-top {
  background: var(--color-peach-light);
}

.services-top__intro {
  padding: 48px 24px 36px;
  text-align: center;
}

.services-top__intro h1 {
  margin: 0 0 14px;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--color-ink);
}

.services-top__intro p {
  margin: 0 auto;
  max-width: 52ch;
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--color-body);
}

.services-top__split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(32px, 5vw, 56px);
  align-items: center;
  padding: 0 0 56px;
}

.services-top__image {
  width: 100%;
  border-radius: var(--radius-lg);
  aspect-ratio: 4 / 3.4;
  object-fit: cover;
  display: block;
}

.services-feature-list {
  display: flex;
  flex-direction: column;
  gap: clamp(28px, 4vw, 40px);
}

.services-feature h3 {
  margin: 0 0 8px;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-ink);
}

.services-feature p {
  margin: 0;
  font-size: 0.98rem;
  line-height: 1.55;
  color: var(--color-body);
}

@media (max-width: 920px) {
  .services-top__split {
    grid-template-columns: 1fr;
  }

  .services-top__image {
    order: -1;
  }
}

/* Services page — cash flow detail section */
.services-cashflow {
  padding: 56px 0 72px;
  background: var(--color-light);
}

.services-cashflow__heading {
  margin: 0 0 40px;
  font-size: clamp(1.75rem, 3.5vw, 2.35rem);
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.02em;
  text-align: center;
  color: var(--color-ink);
}

.services-cashflow__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(32px, 5vw, 56px);
  align-items: start;
}

.services-cashflow__images {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.services-cashflow__images img {
  width: 100%;
  border-radius: 20px;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}

.services-cashflow__content {
  display: flex;
  flex-direction: column;
  gap: 36px;
}

.services-cashflow__block h3 {
  margin: 0 0 14px;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-ink);
}

.services-cashflow__block p {
  margin: 0 0 14px;
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-body);
}

.services-cashflow__block p:last-child {
  margin-bottom: 0;
}

.services-cashflow__block .doc-list--bullets {
  margin: 0;
}

.services-cashflow__block .steps-list {
  margin-top: 4px;
}

@media (max-width: 920px) {
  .services-cashflow__grid {
    grid-template-columns: 1fr;
  }

  .services-cashflow__images {
    max-width: 520px;
    margin-inline: auto;
  }
}

.content-block {
  padding: 56px 0;
}

.prose {
  max-width: 720px;
}

.prose h2 {
  margin: 2rem 0 0.75rem;
  font-size: 1.35rem;
}

.prose h2:first-child {
  margin-top: 0;
}

.prose p,
.prose li {
  color: var(--color-gray-dark);
}

.prose ul {
  padding-left: 1.25rem;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin: 32px 0;
}

@media (max-width: 920px) {
  .steps {
    grid-template-columns: 1fr 1fr;
  }
}

.step {
  background: var(--color-gray-light);
  padding: 20px;
  border-radius: var(--radius);
  text-align: center;
  font-weight: 600;
  font-size: 0.95rem;
}

.doc-list {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 12px;
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
}

.doc-list li {
  background: var(--color-gray-light);
  padding: 14px 16px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.92rem;
  text-align: center;
}

/* —— Forms —— */
.form {
  max-width: 560px;
  display: grid;
  gap: 18px;
}

.form label {
  display: grid;
  gap: 6px;
  font-weight: 600;
  font-size: 0.92rem;
}

.form input,
.form textarea {
  padding: 12px 14px;
  border-radius: var(--radius);
  border: 1px solid var(--color-gray-border);
  font-family: inherit;
  font-size: 16px;
}

.form textarea {
  min-height: 140px;
  resize: vertical;
}

.form input:focus,
.form textarea:focus {
  outline: 2px solid var(--color-primary-light);
  border-color: var(--color-primary);
}

.checkbox-field {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-weight: 400;
  font-size: 0.88rem;
  line-height: 1.45;
  color: var(--color-gray);
}

.checkbox-field input {
  margin-top: 4px;
}

/* —— Footer (matches reliancefactoring.com) —— */
.site-footer {
  background: var(--footer-bg);
  color: #fff;
  padding: 56px 0 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 48px;
  margin-bottom: 40px;
}

@media (max-width: 920px) {
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
}

.footer-heading {
  margin: 0 0 14px;
  font-size: 1.35rem;
  font-weight: 700;
  color: #fff;
}

.footer-heading--caps {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.footer-text {
  margin: 0 0 10px;
  font-size: 0.95rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.92);
}

.footer-text a {
  color: #fff;
  text-decoration: none;
}

.footer-text a:hover {
  text-decoration: underline;
}

.footer-label {
  margin: 0 0 10px;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.92);
}

.footer-social {
  display: flex;
  gap: 14px;
  margin-top: 18px;
}

.footer-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  opacity: 0.95;
  transition: opacity 0.2s;
}

.footer-social a:hover {
  opacity: 0.7;
}

.footer-signup {
  display: flex;
  flex-direction: column;
  gap: 12px;
  max-width: 360px;
}

.footer-signup input {
  width: 100%;
  padding: 14px 18px;
  border: none;
  border-radius: 999px;
  background: #fff;
  color: var(--color-ink);
  font-family: inherit;
  font-size: 0.95rem;
}

.footer-signup input::placeholder {
  color: #9ca3af;
}

.footer-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  max-width: 360px;
  padding: 14px 24px;
  border: none;
  border-radius: 999px;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 600;
  color: #fff;
  text-decoration: none;
  cursor: pointer;
  transition: opacity 0.2s, filter 0.2s;
}

.footer-btn:hover {
  opacity: 0.92;
  color: #fff;
  text-decoration: none;
}

.footer-btn--policy {
  width: auto;
  margin-top: 8px;
  padding: 12px 28px;
  background: var(--footer-accent);
}

.footer-btn--cta {
  background: var(--footer-accent);
  max-width: none;
}

.footer-bottom {
  padding-top: 8px;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.75);
}

.cookie-banner {
  position: fixed;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: 10000;
  display: none;
  padding: 18px 20px;
  background: var(--color-light);
  border-top: 1px solid var(--color-gray-light);
  box-shadow: 0 -4px 24px rgba(29, 30, 32, 0.12);
}

.cookie-banner.is-visible {
  display: flex;
}

.cookie-banner-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: min(1120px, calc(100% - 48px));
  margin: 0 auto;
}

.cookie-banner p {
  margin: 0;
  flex: 1 1 240px;
  font-size: 14px;
  line-height: 1.45;
  color: var(--color-dark);
}

.cookie-banner a {
  color: var(--color-primary-dark);
}

.cookie-banner-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.cookie-banner-actions .btn {
  font-size: 14px;
  padding: 10px 18px;
}

.cookie-banner .btn--outline {
  border-color: var(--color-dark);
  color: var(--color-dark);
}

.cookie-banner .btn--outline:hover {
  background: var(--color-dark);
  color: var(--color-light);
}

.privacy-modal {
  position: fixed;
  inset: 0;
  z-index: 10001;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.privacy-modal.is-open {
  display: flex;
}

.privacy-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(29, 30, 32, 0.55);
  cursor: pointer;
}

.privacy-modal__dialog {
  position: relative;
  z-index: 1;
  width: min(480px, 100%);
  max-height: calc(100vh - 48px);
  overflow: auto;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--color-light);
  box-shadow: var(--shadow);
  color: var(--color-dark);
}

.privacy-modal__dialog h2 {
  margin: 0 0 12px;
  font-size: 1.25rem;
}

.privacy-modal__dialog p.description {
  margin: 0 0 18px;
  font-size: 0.94rem;
  color: var(--color-gray);
  line-height: 1.5;
}

.privacy-pref-option {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 14px;
  font-size: 0.95rem;
  line-height: 1.4;
}

.privacy-pref-option input {
  margin-top: 3px;
}

.privacy-modal__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}

.privacy-modal__fine {
  margin: 16px 0 0;
  font-size: 0.87rem;
}

.contact-split {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
  align-items: start;
  margin-top: 32px;
}

@media (max-width: 920px) {
  .contact-split {
    grid-template-columns: 1fr;
  }
}